Summarize these selected article findings and their source context. This brief is not the full article. Preserve units, populations, dates, assumptions and limitations. Distinguish illustrative calculations, vendor descriptions and measured results. Do not invent omitted information or claim to have read the complete article. What Money-Back Guarantees Actually Cover Selected article findings, not the complete article. A money-back promise needs more than a number of days. Check when the clock starts, whether this order qualifies, what condition the product must be in and what the brand offers back. We reviewed a fixed frame of 24 brands. Twenty have readable return or guarantee terms plus verified public US-shipping evidence. These records describe public disclosures, not refund outcomes or the US market as a whole. Compare the terms or download all 24 records. Six of the 20 US-qualified policy records describe store credit or a gift-credit instrument for at least one named route. Those routes include gifts, opened items and qualifying return choices, not six mandatory credit-only policies. Compare the refund instruments and their conditions. A first-order restriction can matter more than the length of the window. It is explicit in 3 of the 20 US-qualified records: - Native: the reviewed return and exchange wording concerns the first package. Individual mini and travel-size products are excluded. - Ritual: its Happiness Guarantee applies to the first order and first purchase of a Ritual product bought directly through Ritual.com. - Seed: later refills are excluded, including shipments billed, paid or shipped within the first order’s 30-day period. A cancelled subscription that is reactivated is also excluded. “Original purchaser” is a different condition. It identifies who bought the product; it does not, by itself, limit the promise to that person’s first order. Billie’s linked guarantee also limits claims per household. We keep those conditions separate. The frame contains 24 selected brands, not a random sample of US ecommerce. Return or guarantee information is readable for 21. Twenty also have verified public US-shipping evidence and are shown above. All 24 remain in the download, including records with missing evidence or unresolved scope. Harry’s, Billie and Quip add readable information compared with the earlier collection. This improves source coverage. It does not establish that those brands changed their policies. We did not place test orders, request refunds or measure whether a brand honoured a claim. A policy statement cannot establish refund speed, customer satisfaction or conversion lift. We recorded the direct-purchase channel, order eligibility, product condition, quantity limits, deadline, starting event, refund remedy, physical-return wording and shipping deductions. Where the terms leave the relationship between two clauses unclear, the records show them separately. The downloads pair the policy notes with source links and the relevant clauses. The comparison covers policies available on November 7, 2026. It records what the brands said on that date. It does not measure refunds issued or subsequent policy changes. Download all 24 eligibility records as CSV · Download JSON · Read the method Download the additional coding CSV · Download its source-linked definitions. Analysis prepared November 9, 2026; original source dates remain attached to every record. Sources: https://kosas.com/policies/refund-policy https://www.glossier.com/policies/refund-policy https://theordinary.com/en-us/returns.html https://support.iliabeauty.com/en-US/what-is-your-returnexchange-policy-732130 https://www.thorne.com/60-day-satisfaction-guarantee https://www.olly.com/policies/refund-policy https://help.humnutrition.com/hc/en-us/articles/360041811953-Return-Policy https://thisisneeded.com/pages/faq Guarantee scenarios separate eligibility, deadline, refund instrument and charges. The published Saie route leaves the refund instrument unspecified.